Affiliate Disclosure

Last updated: May 2026

LetsThinkWise Credit (credit.letsthinkwise.com) is a free resource. We earn money through affiliate partnerships. This page explains how.

How We Earn Revenue

When you use referral links on our site (described below) and complete an application on a partner platform, we may earn a commission from the bank, NBFC, or affiliate platform. Our affiliate partners include networks and platforms such as GroMo, BankSathi, and vCommission, among others.

Types of Commissions

Cost Per Lead (CPL): We earn a commission when you submit a valid application through our link.
Cost Per Acquisition (CPA): We earn a commission when your application is approved by the bank or lender.

Commission amounts vary by product and partner, typically ranging from ₹200 to ₹2,500 per approved credit card application.

Does This Affect Our Content?

No. Affiliate commissions do not determine our rankings, ratings, or the order in which products appear on our site. Our editorial decisions are independent of our commercial relationships. For details, see our Review Methodology and Editorial Policy.

How to Identify Affiliate Links

Affiliate links on our site use /go/{product}/ URL patterns and carry rel="sponsored nofollow" attributes. Links that route through our `/go/` paths are affiliate links. Product pages on this disclosure explain how they work; this page has no apply buttons. Clicking affiliate links costs you nothing — any commission is paid by the partner, not by you.

ASCI Compliance

This disclosure is made in accordance with the Advertising Standards Council of India (ASCI) guidelines on material connections in digital content. We believe in transparent disclosure of all commercial relationships that may influence the content you see.

What We Do NOT Do

Important: We never ask for your OTP, CVV, card number, or bank password. We never guarantee approval for any financial product. We never charge you anything — our service is entirely free to use.

Questions

If you have questions about our affiliate relationships or this disclosure, contact us at contact@letsthinkwise.com.